FOR IMMEDIATE RELEASE
February 23, 2017
Columbia, SC, February 23, 2017
The maintenance free lifestyle is an ideal new home choice at The Villas at Woodcreek Farms. Home-buyers will receive valuable energy efficient savings, space-enhancing covered patios, game rooms, bonus rooms and kitchens that offer exceptional possibilities for changing families.
The Second Phase grand opening of The Villas, Executive Construction Homes' most innovative neighborhood to date in master-planned Woodcreek Farms, is slated to open March 23th, according to luxury home builder, Executive Construction Homes. Located in the newest phase and on the 10th green, The Villas is designed for gracious indoor/outdoor living with a choice of four expansive one- and two-story floor plans. All plans feature the master bedrooms on the main level, luxury features and a maintenance free lifestyle.
“This maintenance free community was carefully chosen to provide our homeowners with beautiful surroundings and convenience to everything you desire; shopping, culture, recreation, educational opportunities, and top rated medical facilities.” Says Owner/Builder, Eddie Yandle. “You (the home buyer), have earned the right to live in a luxury community with luxury features, and leave the maintenance worries to somebody else”. Applying innovative building knowledge, Eddie Yandle began building The Villas at Woodcreek Farms after analyzing the demand for new homes with more livable space on the main level and the multi-generational household trend sweeping the nation. The Villas floor plans offer luxury included features without sacrificing space as well as Green and Universal Building techniques to appeal to a variety of home-owners that also may have specific needs. Each home has larger hallways, door openings, the option for private secondary suites and hardwired for Z-wave home integration. “As the needs for the homeowner change, the home is also able to adapt” says Eddie Yandle.
Additionally, each of the four floor plans offer the ability for a secondary suite upstairs for guests that can include a wet bar, private bathroom, and an enormous amount of storage options. Each home has been designed to offer home buyers a large selection of customized features. While some new home buyers are looking for storage features, others may like the tiled pet washing station or a large walk in shower. All homes in The Villas include a large list of luxury features, including tile, hardwoods, and gourmet kitchens with Bosch appliances.
Built with the Advantech and Zip building system from Huber Woods, the homes are extremely energy efficient. A tankless water heater is included as well as a HERS (Home Energy Rating System) score to ensure each home-buyer achieves the greatest available efficiency on their monthly utility expenses. “Current homeowners are ecstatic at the first month after closing, as most find their utility bills have been drastically reduced in comparison to their previous older home.” Says Nicole Davis, New Home Counselor at Coldwell Banker Residential. “We find many folks had thought of remodeling to modernize their current home, but after seeing the value of the community, included features and energy savings, it is no longer a relevant option”
Starting in the low $300’000’s The Villas at Woodcreek Farms is located in a private and gated community near The Members Club at Woodcreek Farms. Home sizes range from 2000 square feet to 3300 square feet.
For more information on the community visit the community page at www.TheVillasatWoodcreekFarms.com or call 803-748-1234.
Executive Construction Homes is a locally owned home builder in the Columbia, SC area since 1989. Specializing in luxury new homes, the company is hallmarked by their custom details, large gourmet kitchens with islands and beautiful tiled bathrooms. Ranked as one of the top ten builders for the past three years, Executive Construction Homes sets the bar for innovative trends on homebuyer demands and energy saving techniques. Owned by SC Certified Master Builder and NAHB Green Certified Builder, Eddie Yandle, Executive Construction Homes has over 13 unique neighborhoods in the Columbia, SC area and builds custom homes and estates on privately owned land.
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If you would like more information about maintenance free new home plans and upcoming communities, please contact Nicole Davis at 803-748-1234 or email at firstname.lastname@example.org.
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Mortgage interest rates, as reported by Freddie Mac , have increased over the last several weeks . Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters.
This has caused some purchasers to lament the fact that they may no longer be able to get a rate below 3.5%. However, we must realize that current rates are still at historic lows.
Here is a chart showing the average mortgage interest rate over the last several decades:
The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not being able to afford one.
This brings us to two major misconceptions that we want to address today.
1. Down Payment
NAR’s survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According to the report, 39% of non-homeowners say they believe they need more than 20% for a down payment on a home purchase. In actuality, there are many loans written with a down payment of 3% or less.
Many renters may actually be able to enter the housing market sooner than they ever imagined with new programs that have emerged allowing less cash out of pocket.
2. FICO® Scores
An Ipson survey revealed that 62% of respondents believe they need excellent credit to buy a home, with 43% thinking a “good credit score” is over 780. In actuality, the average FICO® scores of approved conventional and FHA mortgages are much lower.
The average conventional loan closed in August had a credit score of 752, while FHA mortgages closed with a score of 683. The average across all loans closed in August was 724. The chart below shows the distribution of FICO® Scores for all loans approved in August.
If you are a prospective buyer who is ‘ready’ and ‘willing’ to act now, but are not sure if you are ‘able’ to, let’s sit down to help you understand your true options.
| 10 a.m. - Noon
Join Historic Columbia for a Garden Workshop and learn about southern garden perennials and southern garden design, execution and maintenance. Special guest David Poston, senior horticulturist at Moore Farms Botanical Garden in Lake City, S.C., will share some of his favorite garden perennials that thrive in warm, humid climates. In addition, Historic Columbia’s garden experts will be on-hand to share the ins and outs of show stopping perennials that are easily able to fit within your southern garden. More information here